Commercial & Consumer Loans
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
Here at First National Bank, we believe that financing shouldn’t get in the way of your personal and business objectives. That’s why we offer flexible and competitively-priced financing options for both private individuals and businesses. Contact us today to discuss commercial and consumer loans.
Commercial Loans – Supporting Local Commerce
We understand that your company’s fiscal needs change over time. That’s why we take the time to build a strong professional relationship with your company. By understanding your financing needs and financial goals, we can help you get there faster. Trust us for flexible and competitive rates on:
- Business Loans
- Equipment Loans
- Lines of Credit
- Commercial Real Estate
- Term Loans
Equipment Loans
First National Bank is the name to trust when you need financing for your business’ essential equipment. Come to us for equipment loans with competitive rates and flexible terms. We even structure your repayment plan to complement your cash flow.
Commercial Real Estate
Count on us to help with your commercial real estate financing, whether the property is owner-occupied, non-owner-occupied, or an expansion of your existing facility. Our clients appreciate that we offer flexible terms and rates that match their unique needs and current market trends. Loans and commercial mortgages are available for:
- Renovations
- Land Acquisition
- New Construction
- Building Purchases
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Consumer Loans – The Best Choice for Personal Loans & Mortgages
Personal Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
• Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
• Mobile Purchasing capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
• Plus much more!
We care about your personal financial goals. That’s why we build strong relationships to help you reach them. By offering consumer loans, we help our entire community flourish. Rely on us for:
- Auto Loans
- Home Mortgages
- Recreational Loans
- Home Equity Loans
- Personal Need Loans
- Debt Consolidation Loans
Buying, Building, & Refinancing Your Home
Financing a home is likely the largest financial decision of your life—but you don’t have to make it alone. Our friendly and experienced team members are always ready to answer your questions and help you navigate the home mortgage process from beginning to end.
Remember: you can also rely on us for online banking services in addition to our financing options.
- Interest Compounded Daily
- Minimum Investment of $500
- Terms Ranging from 30 Days to Five Years
- FDIC-Insured
- Penalty for Early Withdrawal
- Multiple Interest Payment Choices
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.